At Danber Financial Services we provide a comprehensive Mortgage service to cater for all our customers’ requirements. We all have questions we want to ask such as...

Can I afford a Home Loan?
Answer: We can complete a quick assessment based on your Income/Expenditure to ascertain your borrowing capacity.

Do I qualify for a Home Loan, and how much deposit is required?
Answer: The previous assessment would ascertain borrowing capacity and generally a 5% deposit is required, but not in all cases. We can provide a 100% No Deposit Home Loan.

I cannot provide financial statements to verify my Income, can I get a loan approved?
Answer: Yes you can, if you have equity in your home and have generally been self-employed with an ABN for a minimum of 12 months.

I have Bad Credit History, can I qualify for a Home Loan?
Answer: Yes, we have access to lenders who specifically tailor products for customers who have a Bad Credit History.

I have several loans costing me too much, can I consolidate these into one payment?
Answer: Yes we can. Using equity in your home property to consolidate and refinance your loans.

I need access to funds at my leisure for personal and investment needs, is there a product for me?
Answer: Yes, the majority of lenders provide a product called a Line Of Credit using the Equity in your Home to 80% of valuation. You only pay interest on funds you draw and not for the limit approved.

 

These and any other questions can be answered by our experienced team. We can tailor a loan to suit not just your current, but ongoing requirements, with access to products and features from over 20 lenders.

Our Mortgage Consultants can discuss various structures, and open your eyes to options you may have not considered, furthermore, you will have direct access to your Mortgage Consultant from initial enquiry to loan settlement and to post-settlement service.

• Home Loans up to 97% of purchase price.

• Land Loans up to 90% of the purchase price.

• Construction Loans to 95% of the valuation of the completed property.

• Low Documentation and Limited Financial Loans especially for the self employed to up to 90% of property valuation.

• Investment Property Loans to grow your wealth by using equity in your current home

• Home Lines of Credit for those ‘What if’ occasions that can occur from time to time. You can have access to funds at your leisure, using your current home as security and attracting a Home Loan rate. Far cheaper than a Credit Card!

• Debt Consolidation to ease your cash flow by using equity in your home to consolidate debts such as Personal Loans, Credit Cards, Interest Free Cards, etc into your current Home Loan.

• Bad Credit Loans for borrowers with listed defaults, paid and unpaid, Bankruptcy History, and Judgements etc, using equity in your home property to consolidate and refinance these other loans.

 

Click here to let us know how we can help you with your mortgage requirements.

Click here to see examples of how Danber Financial Services can help you achieve your goals.