Danber
Financial Services also specializes in
Refinancing
In this ever changing finance market have you ever wondered
if you have the right loan which suits your needs? Or are
you finding that you are parting with more of your hard earned
money just to make ends meet including the home loan, credit
cards or car loans? Then perhaps its time to discuss refinancing
all your high interest loans into one and improving the cash
drain on the family budget. Danber Mortgages can assist you
with this process.
Owner Occupier
Are you purchasing your first home Danber
Mortgages will arrange and process your First Home Owner’s
Grant for you. Are looking to upgrade your existing home to
live in? Danber Mortgages acknowledges that you will have different
needs and expectations from your loan than an investor. These
will depend on many factors, such as how much income you earn,
what commitments you have, how often you would like to make
payments, whether you want a fixed or variable interest rate
and how quickly you would like to own your own home. Danber
Mortgages can assist in exploring all these areas and more.
Construction
Loans
Alternatively, you may be thinking about building a home and
need some guidance on how the finance works and what it is
you have do to do to ensure a smooth process is undertaken
in this sometimes confusing process. Danber Mortgages can assist
you and ensure the progress payments are met without hassle
to you.
Re-location Home
Loans
Want to build or upgrade to your next home without the need
to move or you have not sold your existing home? Danber Mortgages
has lenders that specialize in this finance.
Investment Properties
Investing in property can be an effective way to increase your
long term wealth. Some of the advantages of investing are
associated with capital growth and the tax advantages the
Australian Taxation Office awards to you when you negative
gear the investment.
If you are thinking about buying an investment
property there are certain factors to consider when deciding
on which loan and how to finance the investment such as a fixed
or variable rates of interest, how to fund the interest payments
and whether to make repayments of both the capital and interest
or just meet the interest payments on the investment.
Danber Mortgages has a number of financiers
that specialize in this type of investment and we always recommend
that any investment you make, you should seek independent legal
and financial advice as everybody's financial situation is
different.
Of course if you have equity and the property
market is not for you and you wish to take advantages of other
ways to create wealth Danber Financial Services has access
to other professional services and firms to assist you.
Low Doc Loans
Finding it hard to satisfy the normal lending requirements
of a financier and are either self employed or a PAYG income
earner? Then maybe this type of facility is for you to allow
you to purchase, construct or just consolidate some debt.
Of course you must be confident that your cash flow and individual
circumstances are able to meet your commitments that would
apply to the lending. Danber Mortgages would be more than
happy to assess and help you with this process. |
